High Hazard Natural Catastrophe Cover

Insured via Quota Share, Primary, Excess of Loss, Parametric or deductible buy-down placements. The choice of placement is based on our comprehensive understanding of each client’s business. The team has developed markets with risk appetites for key territories including North America, the Caribbean, South America, Australasia, and New Zealand. Our own risk knowledge and entrenched market relationships allow us to secure competitive terms for our clients without compromising service or security.

Pools and Programmes

Arranged for affiliated non-profit, educational and municipal organisations. Our experience in this specialist area allows us to design and structure bespoke solutions for any type of entity. Whether the coverage we arrange is direct insurance or reinsurance, our specialists are able to combine capacity from London, Europe, Bermuda, Singapore and even local underwriters to attain full limits for property-specific and multi-line liability packages.

Difference in Conditions and Difference in Limits and Deductible Buy-Downs

Protect catastrophe-peril exposures in high-hazard zones all over the world. Our excellent relationships with primary and excess carriers enable us to achieve high levels of coverage at competitive terms. We also provide alternative deductible structures by utilising deductible buy-down markets, which helps us reach otherwise-unobtainable percentage-catastrophe deductibles.

Parametric Insurance

We have several policies available to protect Insureds from the risk of Hurricanes, Typhoons, Tropical Cyclones, Flood and Hail that provide the financial support they need fast following what can be a catastrophic time for them in terms of cash flow and business interruption. With bespoke cover and limits that can exceed US $10m these specialist covers are a great tool at our disposal.

Delegated Authority

Specialising in commercial property and liability, course of construction, homeowners, and dwellings. We partner with MGA’s and Coverholders to promote their expertise and experience, then through vigorous analysis and market research we aim to deliver capacity to deliver mutually profitable long-term enterprises.

Active Assailant Cover

Proving popular in US purchases, as it provides cover following and occurrence for extra expenses including but not limited to, medical expenses, relocation, security, and counselling.


Using leading markets to provide coverage solutions for Riots, Strikes, Civil Commotion, Malicious Damage, Civil War and War on either a comprehensive or individual basis.


Specialist Risk International has developed a portfolio of speciality clients and occupancies including:

  • Abattoirs / Food processing
  • Chemical / Petrochemical Plants
  • Commercial
  • Dealers Open Lot
  • Hospitality
  • Infrastructure
  • Manufacturing
  • Municipalities
  • Pulp & Paper
  • Real Estate / Investment Trusts
  • Retail
  • Sawmills
  • Vacant Properties



Get in touch today to find out more about how we can support your business. 

+44 (0) 20 7977 4800